2012 - The year the Payment Paradigm began to shift!

I predict 2012 will be the year we all remember as "the year the payment paradigm began to shift!" Granted Jack Dorsey (founder of Twitter) did launch his ground breaking service (Square) back in May of 2010. Nevertheless, this is going to be the year the mass market will remember and the year consumers began to see relevant products hitting the marketplace from the "big boys", namely: Intuit GoPayments and PayPal Here. And if adoption rates continue to climb at such a rapid pace, we should expect to see many more "thoroughbreds" entering this race this year and next.